Adam Sherring is the Managing Director of Sante Partners Ltd, the owner of Healthplan.co.uk, with over 25 years of experience in the UK Private Medical Insurance (PMI) industry. Before founding Sante Partners in 2019, Adam played a key role in building two PMI networks and setting up direct response teams.
Passionate about accessible healthcare, he is dedicated to developing user-friendly platforms that empower consumers to make informed healthcare decisions. Adam also works with businesses to create tailored employee benefit programmes that promote wellness and drive satisfaction. A regular speaker at UK insurance events, he is an influential figure in the PMI sector and a Financial Conduct Authority Approved Individual.
Awareness around mental health has steadily grown over the past few years and with it, the demand for meaningful mental health support. Whether it’s stress, anxiety, depression, or more complex psychological conditions, many people are now curious of what mental health insurance what does it cover?
It has become the standard now for employers to offer health insurance to their employees and it isn’t just the large companies that do this. Small businesses also offer health insurance to entice new employees to the company, However, the needs of a small business differ significantly from those of a large enterprise when it comes to selecting and managing a health insurance plan. Things a business needs to consider when finding the right plan include workforce size, budget, flexibility, and regulatory responsibilities play a major role in shaping what kind of plan will best suit a company.
Staying fit and healthy can have a direct impact on everything from long-term wellbeing to insurance premiums—and more health insurers are starting to recognise that. Some now offer gym discounts as part of their private health plans, helping customers take proactive steps to improve their physical and mental health.
Choosing the right private health insurance can be overwhelming, with countless policies, cover options, and price points to navigate. Many individuals struggle with understanding policy details, exclusions, and the best providers for their needs.
This is where a health insurance broker comes in. Acting as a knowledgeable middleman, brokers simplify the process, compare multiple providers, and offer personalised recommendations, ensuring you get the best affordable private health insurance without the hassle.
The UK healthcare system is known for its long private healthcare waiting times, often leaving patients struggling to receive timely care. Private health insurance in the UK provides a streamlined alternative, enabling individuals to move quickly from GP consultations to specialist treatment. This article explores how health insurance cover offers shorter waiting times, direct specialist access, and flexible appointment scheduling, ensuring faster and more efficient medical care.
Providing health benefits to employees is a valuable way to support your workforce, but it also comes with legal responsibilities. Whether you’re a small business owner or managing a large corporation, understanding the legal landscape ensures your health benefits programme is both compliant and effective. This guide breaks down key legal considerations and offers practical tips to help businesses of all sizes, structure their health plans while meeting regulatory requirements.
In this article, we’re exploring Private Medical Insurance, focusing on Hospital lists and guided pathways. These are essential elements that shape how individuals and businesses access healthcare.
In this article, we explore what the UK government could be doing to incentivise more businesses to take greater responsibility for the health of their employees. How this can help reduce the number of people on long-term sick, boost the economy and relieve the strain on the NHS.
This article explores how important it is for the Government and NHS England to revise their out-of-date cancer programme. Waiting for a cancer diagnosis on the NHS to ensure thousands of people with suspected cancer receive a faster diagnosis and timely treatment to avoid further complications or worse fatality.
Avoiding lengthy NHS waiting lists is one of the primary reasons people take private health insurance. However, the wait for treatment can be costly for those without a policy already in place. This article looks at the cost of self-funding the most common operations with lengthy NHS waiting lists.
In the UK, healthcare in many cities can be extremely difficult to access, particularly when you’re on a schedule and cannot spend hours waiting at the hospital. For this reason, more and more people are turning to private GP practices for their medical care; fortunately, London has no shortage of them! Keep reading to find the best private GPs in London:
When starting or running a small business, it’s important to make sure you have the resources necessary to keep your employees safe and healthy.
This means that not only should you provide a safe and clean work environment but also make sure your employees have access to quality healthcare.
The United Kingdom or the UK holds one of the best healthcare systems globally. It has one of the most effective and best services in the Care Process and Equity categories. For other countries, managing an efficient healthcare system means charging high taxes and deductions from their citizens.
Our medical records are, without a doubt, some of the most private and sensitive documents that we have, and they accompany us throughout life. They not only contain information about our medical histories, but they also contain information about our personal lives, financial situations, and our private address.
In this post, we’ll address the most often asked queries about medical records, placing you in a better position to maintain your private medical information security.
Operation costs, especially in private hospitals, continue to skyrocket. Many are surprised when they discover the cost of private surgery, especially if they require a procedure. Private surgery costs depend on the hospital, operation type, and the patient’s unique requirements, if any. You can expect the same procedure to be more or less expensive depending on these varying factors.
Private health insurance with Continuing Personal Medical Exclusions (CPME) is an excellent policy for looking to change providers. Private medical insurance renews yearly, which means that you have the opportunity to review your premiums against all other policies...
Moratorium underwriting is a process by which insurers determine the terms of health insurance, where they exclude all pre-existing conditions from the last five years for a period of two years. After that, the list of pre-existing conditions is reconsidered, and insurance policy exclusions may change. It is an alternative to full medical underwriting, where some pre-existing conditions are excluded permanently. A moratorium takes the recurrence of an illness into account, allowing for more flexibility in the cover.
The NHS provides free healthcare to the majority of UK people. Yet, many individuals purchase private medical insurance, which covers the price of treatment by private healthcare providers. Before you get private health insurance, you should learn how it works, when it’s a good idea, its benefits and drawbacks, and a few other details that we will cover.
The confusion of whether or not private health insurance premiums are deducted from income in the United Kingdom is a common topic. Yes, medical insurance premiums are deductible from your taxable income. There are, nevertheless, certain requirements that must be followed in a tax-efficient way. As long as a company pays for the private medical insurance of an employee or director, the premiums are deductible as business expenses, and the company benefits from tax breaks on those expenses. Employees and directors who get private medical insurance will be taxed and subject to national insurance (NI) on their premiums.
All information stated is correct at time of publishing and can be amended at any time. Due to the impact of Covid-19, things are changing rapidly. We are doing our best to update this page regularly. However, please check with your health insurance provider or PMI advisor directly to confirm any details are correct.
