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Feeling Frustrated by NHS Waiting Times? Here’s Why Private Healthcare is on the Rise
This article explores the growing trend of UK residents turning to Private Medical Insurance (PMI) as an alternative to NHS care due to increasing waiting times for treatments. It highlights the benefits of PMI, such as faster access to healthcare, greater provider choice, and comprehensive coverage for a wide range of medical services.
Leaving your company’s health insurance scheme?
This article explains how to manage your health insurance when leaving a company. It covers options for maintaining coverage, steps to transition smoothly, and the importance of comparing policies. It also highlights the benefits of consulting professional brokers to find the best insurance solutions tailored to your needs. Whether you’re changing jobs or retiring, this guide will help you ensure continuous health coverage.
Switch and Save on your Private Medical Insurance.
Discover how you can switch your health insurance policy and save money. By taking the simple step of switching your health insurance provider now, you could begin saving on your health insurance costs. So why wait? Speak to Healthplan about changing to a better health insurance plan today and start saving!
Half of dissatisfied workers say employers could be more active in wellbeing.
According to a survey conducted by Vitality Healthiest Workplace for the first quarter of 2024, 46% of dissatisfied employees felt their employer could do more for their health and wellbeing, while only 26% said they were happy with their wellbeing support.
Self-pay or Private Medical Insurance.
Discover the pros and cons of self-paying for medical expenses and medical insurance. This article covers the differences between self-paying and medical insurance and assists you in making an informed decision about managing your healthcare costs.
The Best Business Health Insurance in the UK
In this article, we’ll explore company medical insurance plans in the UK. We’ll discuss its benefits for employers and employees, review leading providers like Bupa, Aviva PLC, AXA PPP Healthcare, WPA, Vitality Health Insurance, Freedom Health Insurance, and PHC, and provide insights on selecting the right plan.
In the United Kingdom, obtaining health insurance is optional because the National Health Service (NHS) offers residents healthcare services without fees. Nevertheless, many people and businesses are opting for corporate health insurance plans to access quicker treatment, specialised care, and a broader range of healthcare alternatives.
The impact of Generation Z’s attitude towards employee benefits
This article explores whether Generation Z’s attitude towards employee benefits makes them
more likely to request better benefits or leave their jobs for better employment packages.
Private Medical Insurance Hospital Lists and guided pathways, what are they and what are my choices?
In this article, we’re exploring Private Medical Insurance, focusing on Hospital lists and guided pathways. These are essential elements that shape how individuals and businesses access healthcare.
Is Super-Deduction Tax Relief for Private Medical Insurance on its way?
In this article, we explore what the UK government could be doing to incentivise more businesses to take greater responsibility for the health of their employees. How this can help reduce the number of people on long-term sick, boost the economy and relieve the strain on the NHS.
Waiting For A Cancer Diagonosis?
This article explores how important it is for the Government and NHS England to revise their out-of-date cancer programme. Waiting for a cancer diagnosis on the NHS to ensure thousands of people with suspected cancer receive a faster diagnosis and timely treatment to avoid further complications or worse fatality.
Self-Funding Healthcare: How much does it cost to jump the NHS waiting list?
Avoiding lengthy NHS waiting lists is one of the primary reasons people take private health insurance. However, the wait for treatment can be costly for those without a policy already in place. This article looks at the cost of self-funding the most common operations with lengthy NHS waiting lists.
How to book a doctor’s appointment: Read on to find out
It’s very important to know exactly what to do when you have a health problem, especially in case of an emergency. Do you know where to call and when? Or maybe you should contact a medical specialist online? And, of course, you can go somewhere in person. But is this the best option?
This article will help you to get a GP appointment or find a better way to deal with your problem.
Best Physiotherapy Clinics in London, UK: Our picks
If your range of movement or function has been affected by illness, injury, or disability, then you may be considering physiotherapy. Physiotherapy helps restore and maintain a patient’s function and mobility through injury prevention, general fitness, and physical rehabilitation exercises. With so many London physio specialists available, finding the right physiotherapist for you can prove daunting. But if you’re based in London and are looking for physiotherapy treatments, this article will help you narrow your search down to the top eleven practitioners
With so many options out there, finding the right physiotherapist for you can prove daunting. But if you’re based in London and are looking for physiotherapy, this article will help you narrow your search down to the top eleven practitioners.
Best Private GPs in London: Top 19 Places in 2022
In the UK, healthcare in many cities can be extremely difficult to access, particularly when you’re on a schedule and cannot spend hours waiting at the hospital. For this reason, more and more people are turning to private GP practices for their medical care; fortunately, London has no shortage of them! Keep reading to find the best private GPs in London:
Why do companies offer health insurance benefits?
When starting or running a small business, it’s important to make sure you have the resources necessary to keep your employees safe and healthy.
This means that not only should you provide a safe and clean work environment but also make sure your employees have access to quality healthcare.
The cost of small business health insurance in 2022
Both individual and corporate health insurance is expensive. However, it’s important to protect your employees’ physical and mental health as a business owner. Doing so means you have to offer health insurance plans to each employee.
Is healthcare free in the UK?
The United Kingdom or the UK holds one of the best healthcare systems globally. It has one of the most effective and best services in the Care Process and Equity categories. For other countries, managing an efficient healthcare system means charging high taxes and deductions from their citizens.
Inpatient vs. outpatient care: Learn about the differences
This article will explain the difference between inpatient and outpatient care and provide a thorough comparison of the types of services offered by each. It will also consider which inpatient and outpatient treatments are covered by health insurance policies.
What’s the difference between private medical insurance and travel insurance?
If you’re travelling to a foreign country, travel insurance may be the difference between being able to enjoy your trip and having to pay exorbitant medical bills when an accident or illness occurs. But what exactly does travel insurance cover, and how does it differ from health insurance?
Health insurance premiums: Everything there is to know
Health insurance in the UK has seen an explosion in costs over the past few years as healthcare providers struggle to keep up with demand while managing soaring costs due to inflation and rising costs of pharmaceuticals and other medical equipment, to name just a few.
13 Tips for staying healthy at work
For most of us, work is the place we spend the majority of our days. With that in mind, it’s important to do what you can to protect your health and well-being when you’re on the job. Here are 13 tips and some medical advice for staying healthy at work:
Who can access my medical records in the UK?
Our medical records are, without a doubt, some of the most private and sensitive documents that we have, and they accompany us throughout life. They not only contain information about our medical histories, but they also contain information about our personal lives, financial situations, and our private address.
In this post, we’ll address the most often asked queries about medical records, placing you in a better position to maintain your private medical information security.
What is GP referral?
General Practitioners (GPs) offer a wide variety of health services for all common medical conditions. But, they may also recommend specialist treatment and refer you to a specific hospital for a more specialised assessment. This is when your doctor will make a referral. A GP referral is a written letter addressed to another healthcare professional.
The letter lists your symptoms, test results, medical history, and why you’re being referred.
What is a healthcare professional: roles & responsibilities
Health professionals are critical players for healthcare quality and access globally. A health professional is trained personnel working in healthcare or a health-related field.
Desk Stretches at Work: 20 Exercises for Everyone
We spend a lot of time in the office and desk work can be tedious. You might find yourself with low energy, back pain, and even neck strain. We’ve all been there.
The good news is that desk stretches can help relieve these symptoms and make your day more productive. These desk exercises will also provide you with an opportunity to take a break from your desk for a few minutes every hour.
This blog post provides 20 desk stretches that are quick and easy to do at work.
Managing stress at work: the guide for reducing stress levels
This blog post will explore some tips for managing stress at work. We will also discuss finding time for yourself outside of work and maintaining your mental health balance. Keep reading to learn more!
Know all the work-related stress symptoms
By becoming aware of the symptoms of workplace stress and seeking help when needed, you can maintain your health and well-being while still meeting your job demands. So, what are the symptoms of work-related stress? Keep reading to find out.
What is the NHS, and What does it do?
In 1948, the NHS was founded as a healthcare system for all citizens of the United Kingdom. Today, it is one of the largest healthcare organisations globally, providing free or low-cost care to over 1 million people every 36 hours. Understanding the NHS is essential to appreciating the services it offers to UK residents and visitors alike.
Top private health insurance companies in the uk
Health insurance is something that many people don’t think about until they need it. But suppose you are planning on living abroad or are already in another country. In that case, you should be aware of the topic of medical care and the health insurance companies available where you live.
How much Does Private Surgery Cost in the UK?
Operation costs, especially in private hospitals, continue to skyrocket. Many are surprised when they discover the cost of private surgery, especially if they require a procedure. Private surgery costs depend on the hospital, operation type, and the patient’s unique requirements, if any. You can expect the same procedure to be more or less expensive depending on these varying factors.
Can Pharmacists Prescribe Antibiotics Instead of GPs?
In the UK, antibiotics can only be prescribed by doctors, with very few exceptions. There are cases when a pharmacist has prescribing qualifications, which we will cover in this article.
Can a pharmacist prescribe antibiotics? Let’s investigate.
Advantages of Health Insurance you did not know about
The last two years showed the world that medical emergencies are unpredictable and cause significant pressures for frontline healthcare workers. In the UK, the NHS is still stretched to its limit, so it might be a good idea to look for other options for your medical treatment, such as insurance.
What is the difference between health insurance and life insurance?
Insurance is an essential part of life since unexpected events can happen to anyone, at any time, in any location. With this knowledge, the concept of loss recovery, now known as insurance, was born. It functions as financial aid in the face of a life’s unpredictability.
What is private health insurance with continuing personal medical exclusions or CPME?
Private health insurance with Continuing Personal Medical Exclusions (CPME) is an excellent policy for looking to change providers. Private medical insurance renews yearly, which means that you have the opportunity to review your premiums against all other policies...
How to Choose a GP: Our Expert Guide for Everyone
The choice of a GP can have profound implications for your whole family. Your GP will be your primary care physician, so it’s essential to find someone you feel comfortable with and who has the right medical expertise for you. Selecting a doctor in the UK can be challenging, but following expert guidance makes it easier.
How Do I Know if a Private Consultant Is Any Good?
Selecting a good hospital consultant to provide treatment or therapy for a complex illness or condition might feel intimidating, but it doesn’t have to be. The following is a health checklist to consider before selecting a private consultant. This guide will assist you in determining whether the hospital consultant you are considering is qualified, skilled, and suited to you.
Explaining Medical History Disregarded
Health insurance for your business is a necessity. But what type of underwriting should you choose? Did you know that MHD works to cover pre-existing conditions? With this type of coverage, your past medical history is ignored and replaced to include the health challenges that will come up in the future. Medical History Disregarded can be availed if you have 20 or more employees in your business. Below we provide a comprehensive study of MHD, how to get it, what it includes, the cost, and pros and cons.
Health insurance excess: Explaining what’s what
Before you purchase health insurance and even before you can get a quote, you need to decide on your excess amount. It’s only payable if you, or someone on your policy, claims on the policy. It might sound counterintuitive to pay for treatment before your insurer, but it helps to keep your premium more affordable. Are you willing to take on a portion of the expenses before your insurance policy kicks in? This is what medical excess is all about.
What Does a Moratorium Underwriting On Private Medical Insurance Mean?
Moratorium underwriting is a process by which insurers determine the terms of health insurance, where they exclude all pre-existing conditions from the last five years for a period of two years. After that, the list of pre-existing conditions is reconsidered, and insurance policy exclusions may change. It is an alternative to full medical underwriting, where some pre-existing conditions are excluded permanently. A moratorium takes the recurrence of an illness into account, allowing for more flexibility in the coverage.
How Does Private Health Insurance Work? Explanation for Everyone
Getting private health insurance is an option many UK residents consider. However, you need to get to know more about its specifics to set clear expectations of what can get out of it. In this article, we will cover the main aspects of private medical policies in the UK.
How Much Does Private Health Insurance Cost?
Though the NHS provides quality free healthcare to everyone in the UK, many people choose private health care. The main benefits are shorter waiting lists, comfort, and personalisation. Private health insurance cost comparison UK options reveal these benefits often come at a premium.
NHS vs Private Healthcare
The National Health Service (NHS) was launched in the UK 70 years ago. Today, it has evolved to become the worlds’ largest publicly financed healthcare system, globally recognized for its affordability, service, and value.
Since it provides quality and free healthcare, its services are in high demand. Many individuals have moved to private medical treatment. These individuals also utilize private health insurance to pay their costs. However, PMIs can be quite expensive. This post breaks down the differences between public and private healthcare to help you determine which one is best for you.
Is Private Health Insurance Worth It?
The NHS provides free healthcare to the majority of UK people. Yet, many individuals purchase private medical insurance, which covers the price of treatment by private healthcare providers. Before you get private health insurance, you should learn how it works, when it’s a good idea, its benefits and drawbacks, and a few other details that we will cover.
Is Health Insurance Tax Deductible?
The confusion of whether or not private health insurance premiums are deducted from income in the United Kingdom is a common topic. Yes, medical insurance premiums are deductible from your taxable income. There are, nevertheless, certain requirements that must be followed in a tax-efficient way. As long as a company pays for the private medical insurance of an employee or director, the premiums are deductible as business expenses, and the company benefits from tax breaks on those expenses. Employees and directors who get private medical insurance will be taxed and subject to national insurance (NI) on their premiums.
What Are the Best Private Hospitals in London?
When you’re going on holiday, you probably go on Tripadvisor to find the highest-rated destinations for travellers. You might also frequent Trustpilot, whether for finding the best-reviewed local bank, repair contractor, or anything in between. But what do you do when you need to schedule a doctor’s appointment?
A Guide to Health Insurance During COVID-19
All information stated is correct at time of publishing and can be amended at any time. Due to the impact of Covid-19, things are changing rapidly. We are doing our best to update this page regularly. However, please check with your health insurance provider or PMI advisor directly to confirm any details are correct.