What is an affordable health insurance alternative?

An affordable health insurance alternative is a solution that gives employees access to essential healthcare services without the high cost of traditional Private Medical Insurance. Rather than replacing the NHS or PMI, it offers fast, early intervention and practical support like nurse consultations, mental health tools, and help navigating the healthcare system. Santé Care is one such alternative – simple, cost-effective, and built for real working lives.

How is Santé Care different from private health insurance?

Santé Care is a nurse-led health support service rather than traditional insurance. It offers low, fixed costs, covers pre-existing conditions, includes mental health tools as standard, and has a simple direct support model instead of complex claims processes.

Is Santé Care suitable for employees without PMI?

Yes, Santé Care was specifically created for teams who might otherwise fall through the cracks without PMI. It provides essential health support regardless of whether employees have private medical insurance.

Can employees still use the NHS with Santé Care?

Yes, Santé Care complements NHS services rather than replacing them. The nurse-led service helps employees navigate NHS services more effectively and access the right care faster.

Does Santé Care cover pre-existing medical conditions?

Yes, unlike many traditional PMI policies that exclude pre-existing conditions, Santé Care includes support for pre-existing conditions as standard.

Is Santé Care easy to implement in a business?

Yes, Santé Care is designed for easy implementation with scalable options for businesses of all sizes, simple administration, and inclusive coverage for all employees including part-time staff.

Does Santé Care include outpatient cover?

Santé Care Plus adds an outpatient benefit of £750 for private diagnostics and consultations without needing full PMI.

Why is affordable health support important for employee retention?

When employees feel supported and genuinely cared for, they are more likely to seek help early, stay engaged, and remain with the company. Affordable health support demonstrates that employers value their people's wellbeing beyond just ticking a benefits box.

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