Family Private Health Insurance Comparisons
Our expert health insurance brokers can help you compare health insurance quotes for you family. Get covered today.
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We work with all the major insurers together with smaller, specialist insurers to help find you the most suitable policy at the best price.
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How to choose affordable family health insurance
The ideal cover may be inexpensive but then it may not cover all of the diagnoses and treatments that your family may need, It’s all about balance. Some things to consider are the following:
- Review all your options: Even if you’re satisfied with your current plan, it’s critical to see if there’s a better deal. Every year, a variety of changes might occur that influence the types of plans offered and their premiums.
- Compare yearly costs and monthly premiums: When reviewing plans, it’s easy to get caught up in the monthly premium payment, but this may lead to you overlooking important details like cover limits, any excess and no claims discounts.
- Get professional help: Please use the services of a specialist broker such as Healthplan. Our experts can offer you a variety of quotations, talk through the benefits and assist you in selecting the best policy for your needs.
Why Choose Healthplan to help choose your Family Health Insurance Plans?
Healthplan makes it easier to find the right family health insurance by offering expert, personalised support at every stage.
- Tailored cover: We help you find plans that suit your family’s unique needs — whether you’re covering just the basics or looking for more comprehensive protection.
- Trusted comparisons: We work with leading UK insurers to compare the best value policies, helping you secure quality cover without overpaying.
- Independent advice: Our experts provide clear, impartial guidance so you can make informed choices with confidence.
Health insurance isn’t just peace of mind — it’s a smart way to protect your family’s health and finances. It means faster access to care, shorter waiting times, and support when you need it most.
At Healthplan, we’re here to help you find flexible, reliable cover that puts your family first.
Mike has recently assisted myself and my family, to secure a renewal of a private health policy with some associated complications. Safe to say, Mike was incredibly knowledgeable, helpful, prompt and executed his service efficiently, with friendly gusto. He has saved our family from some extortionate premiums and put my mind at rest with regards to effective health protection for us. Cannot recommend him more. Thanks Mike.
Family health insurance gives you the assurance that you and your loved ones will be diagnosed and treated promptly without the long wait for NHS treatment. You may skip long NHS waiting lists to see a specialist and obtain private treatment to help you get back on your feet. Learn more about family health insurance and compare insurers and policies available in the UK.
What is family health insurance?
When you and your family are in need of medical attention, family health insurance may help. All identified members of your family are covered by family health insurance. Children are typically covered until they turn 25, with certain plans providing cover past this age if the dependant is enrolled in full-time education.
In the event of injury or disease, family health insurance is a form of private medical insurance (PMI) that protects you and your family members through simple monthly payments. Furthermore, you may be able to pick the specific hospital where you would prefer your treatment and schedule appointments around your hectic family life.
How much does family health insurance cost?
The cost is determined by postcode, age, how many family members you need to cover, and what you would like the cover to include. Family health insurance quotes start at £55 per month and would vary depending on what options are selected.
FAQs
What does health insurance for your family cover?
It is essential to understand and normal to want to know exactly what you’re signing up for and what is and isn’t covered, just as it is with any other form of insurance. Family Health Insurance pays for private medical treatment, tests, and surgeries if you are ill or injured during the policy’s term. It is usually designed for acute conditions, which are curable and short-term.
You may personalise the cover to fit your family’s particular needs and you can also add on:
- Therapies
- Mental health services
- Dental and optical
- Travel insurance
Why should I get family health care insurance?
Being one of the top health insurance brokers in the UK, we realise how important your family’s health is to you. The purpose of private healthcare is to enhance NHS services. Due to the long waiting periods on the NHS, numerous people opt for private health insurance to protect their families and take control of their treatment. In an emergency, you’d still need to travel to an NHS A&E, but private insurance can provide you with additional advantages.
This includes:
- Less time spent waiting
- Opportunity to diagnose and treat patients more quickly.
- Privacy with a private room, phone, TV, local hospital and extended visiting times.
Can you add family members to health insurance?
You can add your current partner and children from your current and past relationships to your policy as well as children that you have guardianship over or have adopted. A lot of insurers will only charge for the first child, further children are covered free of charge. You can add family members as long as they are living at the same address. If they live at a different address, you may need to set up a separate policy. Healthplan can offer advice and guidance on this.
Do I have to be married to add my partner to my Family Health Insurance?
You can add your partner to the policy as long as you both reside at the same address. You don’t have to be married and same sex partners can be covered. Children of either partner can also be included.
Can I switch family health insurance providers?
Yes, you can switch providers if you find a better deal or want different benefits. However, it’s important to check for any exclusions or changes to your underwriting terms. Our advisers will guide you through the process and ensure you don’t lose valuable cover.
Can I change or upgrade my policy later?
Yes, you can usually amend your policy to reflect changes in your family’s needs — such as adding a new child or upgrading to include mental health support. It’s important to review your policy regularly, and we’re here to help you manage it as life evolves.