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Health Insurance With Optical Cover
Our expert health insurance brokers help you compare quotes from health insurance providers - including those with plans that offer eye care cover as an add on. Get covered today.
How it works
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Tell Us About Your Health Insurance Needs
Once you answered some simple questions and provided us with some basic information, our team of health insurance brokers will get to work finding you or your company the best private healthcare quote!
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Quotes From Leading Insurers
We work with all the major insurers together with smaller, specialist insurers and compare health insurance policies to find you the right one for you (or your business) at the best price.
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Get Covered & Start Saving!
Get peace of mind quickly.
Healthplan can help you get same day health insurance cover along with a 14-day cancellation guarantee.
Get health insurance from our leading UK partners
We compare health insurance policies from all the leading insurers.
How Healthplan Helps you Get Health Insurance With the Best Optical Insurance Add Ons
A health insurance broker like Healthplan helps you secure the best eye cover by:
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Comparing leading providers – We assess multiple insurers to find the best cover for eye care, including exams, glasses, and treatments.
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Comprehensive vision care – We ensure your policy includes cover for eye tests, prescription eyewear, and laser eye surgery if needed.
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Access to top specialists – We help you choose a plan that provides access to leading opticians and ophthalmologists for any eye conditions or concerns.
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Tailored to your needs – We match you with cover that suits your lifestyle, whether you need basic eye care or advanced treatments.
Contact us for a tailored quote and take the first step towards securing your eye care cover.
I was asked what my health plan needs were. Our advisor then tailored a personal plan which included everything I wanted and more additional benefits. I found the whole process very easy and felt that Healthplan put together a very good package of cover.
Does health insurance cover my eye health?
Commonly not all health insurance policies cover a vision check.
Optical insurance is one of the forms of medical insurance that covers eye treatment – but you need to pay extra to get it added to your policy.
Some basically, health insurance plans provide a certain gradation of optical cover, so you should read your policy carefully.
What is an eye care plan?
An eye care plan, also known as optical health insurance, is a type of cover you can add to your existing health insurance policy. It’s designed to help with the costs of eye-related services, such as routine eye exams, prescription lenses, and treatment for vision problems.
When considering an eye care plan, it’s important to read the details carefully. Some policies bundle optical cover with other services under a single premium, which may appear more cost-effective than a separate plan. However, these combined policies often come with a high cumulative deductible that must be met before any vision-related costs are reimbursed.
As you compare vision insurance options, make sure the plan clearly includes eye care services. Before signing up, check for the following:
- Cover of all standard eye care services, including any extra charges
- Clear terms on deductibles before non-preventive services are covered
- Inclusion of force majeure clauses (for unexpected circumstances)
This will help ensure you get the protection you need without hidden costs
What does eye care cover?
An operation such as cataract removal is covered by almost all PMI policies, but daily eye care is usually not covered unless you choose it as an additional option. Such care includes examination, consultation, and glasses.
For example, our Aviva Standard Health insurance partners do not include the cost of a vision check. By purchasing additional dental and optical insurance, you can claim up to 200 pounds. This includes a full eye examination throughout your treatment, as well as all expenses.
AXA also has an interesting ‘Cashback’ offer for the use of dentists and opticians, which includes ophthalmologist fees for prescribed glasses and contact lenses. This amounts to approximately 200 pounds a year and still requires the payment of 25 pounds a year to pay for a vision check.
Overall, the cover depends on your purchased insurance and add-ons that you buy later.
On the other hand, Vitality offers optical, dental and hearing insurance that you can add to your plan so that things like vision tests and prescription glasses are covered.
Why do I need to add on optical insurance?
More and more people began to use the services of private clinics and paid medicine. One of the most important reasons for this is the faster service. When using public facilities, on the contrary, there may be a long waiting time, and this could now be even slower due to the pandemic. Also, one of the advantages is the more comfortable conditions in the hospital increased level of attention.
Therefore, it is not surprising that private medical services come at a price. The amount you pay directly depends on:
- Your purchased policy
- The number of family members are included in your cover
- Your specific needs for medical care
If your situation has reached the point of finding optimal and convenient insurance for optical health, then you do not need to spend too much time going through information on all of the policies out there. If you want to choose the best insurance, just contact us for free. Our specialist health insurance brokers will help you choose the right option and will keep you satisfied.
Health Insurance with Optical Cover FAQ
Are eye care plans worth it?
What types of eye care are not covered by health insurance?
Is eye health covered by my health insurance?
Often not, but if your optical insurance includes payment for routine tests and standard treatment, then you don’t have to worry about it — the most important thing is to check the terms of the insurance policy before buying.
Which insurers offer eye care as a part of health insurance?
Insurance companies do not usually cover optical care as a standard procedure. It is regarded as an additional service. But you can easily add it to your policy.
If you are confused by all of the information, call us and tell us a little about yourself and your goals. Also, let us know about the insurance cover you want to apply for. Our specialists will point out the policies that meet your requirements.