Business Health Insurance Comparisons
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Why choose Healthplan to help you with your Business Health Insurance?
Healthplan makes choosing business health insurance simple and effective:
- Customised solutions: Tailored plans to suit businesses of all sizes and industries.
- Competitive business health insurance quotes: Affordable pricing without compromising on quality.
- Expert support: Guidance in selecting the best plan for your workforce.
Investing in health insurance for your company is a smart decision that benefits both businesses and employees. It enhances workplace productivity, fosters employee loyalty, and ensures timely access to quality healthcare.
At Healthplan, we offer tailored solutions to meet the unique needs of different businesses and professionals. Explore our specialised services:
- Corporate Health Insurance – Discussing comprehensive plans designed for medium to large enterprises.
- Small Business Health Insurance – Affordable and flexible options for small businesses aiming to support their employees.
- Self-Employed Health Insurance – Personalised health cover for independent professionals seeking private healthcare benefits.
Each service is crafted to provide exceptional value and ensure access to quality healthcare.
Request a quote today and take the first step in supporting your team’s health and well-being.
I was looking to set up health insurance through our business and our advisor helped us with all of our needs. He was patient, didn’t pester, gave information to suit our needs and requirements and did what was asked of him to give the best outcome. With his manner upon initial contact I rejected any call from other brokers we had spoken to. Feel very pleased with what we have received.
What is Business Health Insurance?
Business health insurance is an invaluable tool for supporting employee well-being while boosting workplace productivity. By providing access to private healthcare and wellness programmes, businesses of all sizes—from small enterprises to large corporations—can foster a healthier, more engaged workforce. Offering health insurance for employees also helps businesses attract and retain top talent in a competitive market, demonstrating a commitment to staff welfare.
What Are the Benefits of Business Health Insurance?
Business health insurance offers numerous advantages for both the company and its employees:
- Attract and retain top talent: Stand out in the job market by offering a sought-after employee benefit.
- Boost employee morale and productivity: Healthier employees mean a more motivated and efficient workforce.
- Offer peace of mind with faster access to healthcare: Reduce downtime by ensuring timely treatment.
- Demonstrate a commitment to staff well-being: Show employees you value their health and happiness.
How to Choose the Right Business Health Insurance Plan
On company/business schemes you have more flexibility in underwriting terms available. It’s often possible with the right number of employees to offer a scheme that will cover pre-existing conditions for all staff. This is invaluable for larger workforces and in particular where international employees are joining a UK employer.
Selecting the best business health insurance plan involves careful consideration:
- Evaluate the size and needs of your workforce: Tailor the plan to your team’s unique requirements.
- Compare policies and provider offerings: Look for competitive pricing and comprehensive benefits.
- Consider optional add-ons: Enhance cover with extras like dental and vision care.
FAQs
What Does Business Health Insurance Cover?
Business health insurance plans can vary defending on the size and needs of your company. An insurance package that many companies often opt for is Comprehensive Health Insurance.
This plan combines inpatient and outpatient services. The options provided by the plan usually cover:
- Consultations
- Tests (e.g., MRI, X-Ray)
- Surgeries
- Therapies
- Alternative therapies (e.g., acupuncture)
- Exclusive costly medicines sometimes not available through the NHS
- Hospital stays
- Mental Health Cover
- Virtual GP appointments, often within 24 hours conducted on your phone, tablet or computer
Moreover, insurance policies and private facilities often create benefits like the following:
- Possibility to control your treatment by being able choose between specialists, consultants and hospitals
- Reduction in time spent waiting for treatment
- Private rooms with TV’s, Phone, dietary requirements and Flexibility of visiting hours
- Ability to tailor the appointments to the personal schedule of the employee
Is Business Health Insurance Right for Your Business?
Business health insurance is suitable for companies of all sizes:
- Small businesses: Compete with larger firms by offering a valuable employee benefit.
- Medium-sized companies: Support growth and retention by investing in employee health.
- Large enterprises: Manage comprehensive employee benefits and maintain a competitive edge.
Is Business Health Insurance Taxable?
Yes, business health insurance is considered a benefit-in-kind for employees, which means it is a taxable benefit. This must be reported on a P11D form to HMRC, and employees may pay tax on the value of the cover they receive.
However, the good news is that for businesses, the premiums are typically tax-deductible as a business expense, which can help offset some of the cost. Additionally, providing health insurance can reduce overall employee absence and improve productivity, which often delivers a solid return on investment despite the tax implications.
What if My Business Already Has a Policy?
If you already have a business health insurance policy, we can help you review it. Many businesses renew automatically without checking if they’re still getting the best deal or if the policy still meets their needs.
We’ll:
- Compare your existing policy against current options from top UK providers
- Check if you’re overpaying or under-covered
- Advise on switching or negotiating better terms with your current provider
How do I Switch Business Health Insurance Providers?
Switching providers is easier than you might think — and we take care of the entire process for you.
Here’s how it works:
- We review your current policy and understand what cover you already have.
- We compare it to other plans from top UK insurers, looking at price, cover, and added benefits.
- We handle the switch, including helping to ensure continuity of cover, so your employees aren’t left unprotected during the transition.
Our goal is to make switching simple, risk-free, and beneficial — without disruption to your team.
Why Use a Business Health Insurance Broker?
Using a health insurance broker like us gives your business a major advantage when comparing and choosing cover.
Here’s why:
- Independent, impartial advice: We’re not tied to any one provider, so we’ll always recommend the best deal for your needs.
- Save time and effort: We do the research, the comparisons, and the paperwork for you.
- Access to exclusive rates: We often have access to rates or deals not available directly to businesses.
- Tailored advice: We assess your business size, industry, and employee needs to recommend the most relevant policy.
- Ongoing support: From renewals and claims to adjusting your policy as your business grows — we’re here for the long term.
Think of us as your health insurance partner, not just a middleman.